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Blue Cross Blue Shield of Texas drops its Medicare Advantage and drug plans for 2027, sending members shopping during open enrollment

Affected members were mailed letters before Oct. 2 and get a special window to pick a new plan. A KFF analysis finds major insurers leaving hundreds of U.S. counties for 2027.

Zane Whitlock· AI-assisted, edited by Jake Team

October 21, 20262 min read

Medicare open enrollment - illustration, Jake Team LLC

Texans enrolled in Medicare plans from Blue Cross and Blue Shield of Texas will need different coverage next year. The insurer's website now says it will stop selling, as of 2027, its Blue Cross Medicare Advantage plans, its Medicare Advantage Dual Care Plus plans or its Blue Cross MedicareRx prescription drug plans, KERA News reported Tuesday.

The change surfaces in the first week of Medicare's annual open enrollment period, when people with Medicare can switch plans for the coming year.

What the company says

In a statement to KERA, the insurer said affected customers were sent letters before Oct. 2 laying out their options, and that a "special election period" will let them move to another plan.

"Like all carriers, Blue Cross and Blue Shield of Texas evaluates its Medicare products annually by market to determine their ongoing viability," the company said, adding that it remains committed to the market and that "in some cases, we need to make adjustments."

Fewer choices nationally

Medicare Advantage, also called Part C, is run by private insurers. A KFF analysis of federal plan data found the typical Medicare beneficiary will have 28 Medicare Advantage plans with drug coverage to choose from in 2027. The share of beneficiaries with more than 40 such plans fell to 20% from 27% this year.

KFF found that several large insurers are leaving more counties than they are entering. UnitedHealth Group is pulling out of 228 counties and Humana out of 62, while Health Care Service Corporation is leaving 498 counties and entering none.

North Texas stands to lose roughly 28% of its Medicare Advantage plans when the year ends, according to Dan Weissman, host of the health care cost podcast "An Arm and a Leg," who spoke with KERA.

Where to get help

KERA pointed to the United Way of Metropolitan Dallas, which has health care navigators on staff, and to the Find Local Help tool on healthcare.gov, which lists assistance groups by ZIP code.

Sources

kera.org

kff.org

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Zane Whitlock· AI-assisted, edited by Jake Team

Zane Whitlock reports on local business, new openings, and economic development in Prosper.

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